What special considerations should motorcycle riders consider when selecting their insurance coverage?

[adam20]

What special considerations should motorcycle riders keep in mind when choosing their insurance coverage, such as essential types of coverage and factors like experience and bike type? Are there unique discounts or tailored policies that riders should be aware of?

[zack01]

Motorcycle Insurance differs from standard auto coverage. Riders should ensure comprehensive coverage, including liability, collision, and uninsured motorist protection. It’s also essential to consider gear coverage (for helmets and riding apparel) and medical payments coverage, which can help with injuries regardless of fault. Look for insurers that offer discounts for safety courses, anti-theft devices, and multiple policies if you have a car and motorcycle.