Ooh... I know that feeling - when something random suddenly needs to be paid for and you’re left figuring out what to do; in my case, I talked it through with a family member first, and while there are online financial services out there like
https://moneycat.ph/, I learned it’s better to have an adult look at the situation with you so you don’t rush into anything, and honestly just having someone help me think it through made everything a lot less overwhelming.