In-game currency in Star Citizen

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In-game currency in Star Citizen

catag28473
As an experienced player, I'd like to ask you for advice. I've recently started considering purchasing in-game currency in Star Citizen, but the more I research the topic, the more questions I have. Many people write that purchasing cash significantly speeds up progression and opens access to more advanced ships and equipment. But how worthwhile is this in the long term? Does it really help you get immersed in the gameplay faster, or are there limitations and risks? Please share your experience: is it worth buying Star Citizen cash now?