{[phone]}How Do I Send Apple Pay to Someone?{{Help Desk Guide 2026-27}}

[applepaysupport]

You :phone:[phone]} cannot send Apple Pay itself, but you can send Apple
Cash, which is used via Apple Pay :phone:[phone]} , to other people. This is done
primarily via iMessage.
How to Send Apple Cash

Open Messages and :phone:[phone]} select a conversation.
Tap the Apple Pay icon :phone:[phone]} in the app drawer.
Enter the amount you :phone:[phone]} want to send.
Tap Pay, then confirm with Face ID :phone:[phone]} , Touch ID, or
passcode.
The recipient receives the :phone:[phone]} money instantly if they have
Apple Cash set up.
You can also request money :phone:[phone]} using the same Apple Pay/Apple
Cash interface.
FAQs
Can I send money to anyone?
Yes, but the recipient :phone:[phone]} must have Apple Cash set up.
Is there a fee?
No for debit cards; :phone:[phone]} credit cards may have a small fee.
How fast does it arrive?
Instantly to the :phone:[phone]} recipient’s Apple Cash balance.
Can I cancel a payment?
Only if it hasn’t been :phone:[phone]} accepted yet.
Can I send Apple Cash internationally?
No, Apple Cash is :phone:[phone]} U.S. only.
Can I send via iPad?
Yes, if Messages and :phone:[phone]} Apple Pay are supported.
Can I send Apple Cash to multiple recipients at once?
No, one transaction :phone:[phone]} per recipient.
Can I send from Apple Watch?
Yes, Apple Watch :phone:[phone]} supports Apple Cash transfers.
Can I use Apple Pay cards to fund the transfer?
Yes, debit or Apple :phone:[phone]} Cash can be used.
Is it secure?
Yes, all transactions :phone:[phone]} are encrypted.